For British Expats « Griffin Law

For British Expats

Consumer Credit Act Claims

The Consumer Credit Act 1974 is a piece of legislation that provides consumers with a wide variety of rights against lenders – and it has been ignored for much of the past 36 years.

If lenders fail to follow the strict requirements of the Consumer Credit Act, an agreement between a lender and a consumer may be unenforceable.

This can see debts being written off, credit files expunged and legal costs met by the lenders – a happy outcome at a time of economic difficulties.

Griffin Law, working closely with the country’s leading Consumer Credit Act barristers in London, acts for consumers who wish to exercise their rights and who want to challenge the enforceability of

Personal loans;
Credit cards;
Student loans;
Hire purchase agreements; and
Payment protection insurance policies.

Better still, if the unreasonable conduct of a lender results in an “unfair relationship” arising, lenders can sometimes be ordered to repay money to consumers. For that reason lenders are keen to settle claims rather than to face the wrath of the courts.

Griffin Law, as acknowledged experts in this field, are pleased to act for consumers under a conditional fee agreement – commonly known as a “no win, no fee agreement”. As the name suggests, this means that if our clients are not successful, we don’t get paid. If we win, the lender pays our fees.

As a leading firm of Consumer Credit Act lawyers, Griffin Law has also negotiated a highly favourable deal with a leading firm of insurers, so as to protect our clients from the risk of being ordered to pay the lenders’ costs if a case is unsuccessful. This after-the-event insurance policy is a unique product available only to Griffin Law clients.

After the havoc caused on our economy by the banks, it is only right that they are held to account by those who borrowed from them.

Wouldn’t you like the scales of justice tilted in your favour for once?

Wills, Trusts & Probate

Griffin Law provides tailored, prompt and cost-effective legal advice to British expats living in mainland Europe, the United States, Canada and the Caribbean about their affairs back home.

British expats living overseas all too often complain that they do not have ready access to solicitors who can deal with their domestic needs back in the UK. By addressing that growing need, Griffin Law can help British expats with Wills, probate and other family related issues, including dealing with the sickness or death of UK-based relatives.

By working closely with your existing advisors and providing services to you in a prompt, cost-effective and commercial manner, Griffin Law can take away the worry of dealing with issues hundreds or thousands of miles back home.

By making a Will you are ensuring that your family and others specified in your Will are provided for. If you do not make a Will your estate will be distributed under the rules of intestacy as dictated by the Government; this is very unlikely to reflect your intentions and will probably increase the tax burden on your estate.

Property Issues

Griffin Law provides tailored, prompt and cost-effective legal advice to British expats living in mainland Europe, the United States, Canada and the Caribbean about their affairs back home.

British expats living overseas all too often complain that they do not have ready access to solicitors who can deal with their domestic needs back in the UK. By addressing that growing need, Griffin Law can help British expats with property-related matters such as:

Buying/selling homes or investment properties;
Planning issues; and
Property disputes (particularly property disputes arising out of investments in the United States and Mediterranean).

By working closely with your existing advisors and providing services to you in a prompt, cost-effective and commercial manner, Griffin Law can take away the worry of dealing with issues hundreds or thousands of miles back home.

Pensions

Griffin Law provides tailored, prompt and cost-effective legal advice to British expats living in mainland Europe, the United States, Canada and the Caribbean about their affairs back home.

British expats living overseas all too often complain that they do not have ready access to solicitors who can deal with their domestic needs back in the UK. By addressing that growing need, Griffin Law can help British expats with UK pension and insurance policy claims and disputes

By working closely with your existing advisors and providing services to you in a prompt, cost-effective and commercial manner, Griffin Law can take away the worry of dealing with issues hundreds or thousands of miles back home.

Inheritance

Griffin Law provides tailored, prompt and cost-effective legal advice to British expats living in mainland Europe, the United States, Canada and the Caribbean about their affairs back home.

British expats living overseas all too often complain that they do not have ready access to solicitors who can deal with their domestic needs back in the UK. By addressing that growing need, Griffin Law can help British expats with issues concerning any inheritances to which an expat may be entitled or concerns about what will happen to that expat’s own estate on his or her death (particularly if some or all of the assets are based in England & Wales).

By working closely with your existing advisors and providing services to you in a prompt, cost-effective and commercial manner, Griffin Law can take away the worry of dealing with issues hundreds or thousands of miles back home.

Immigration

Griffin Law provides tailored, prompt and cost-effective legal advice to British expats living in mainland Europe, the United States, Canada and the Caribbean about their affairs back home.

British expats living overseas all too often complain that they do not have ready access to solicitors who can deal with their domestic needs back in the UK. By addressing that growing need, Griffin Law can help British expats with issues relating to their permanent emigration from Britain or their subsequent return to the UK (in particular as regards any foreign spouse or children who made need Home Office clearance prior to the expat’s return home to Britain).

By working closely with your existing advisors and providing services to you in a prompt, cost-effective and commercial manner, Griffin Law can take away the worry of dealing with issues hundreds or thousands of miles back home.